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Newest Member: nbc2024

Off Topic :
We made it to the winter solstice!

Topic is Sleeping.
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 number4 (original poster member #62204) posted at 6:29 PM on Thursday, December 21st, 2023

Yay! Starting tomorrow we start gaining sunlight minutes on both ends of the spectrum.

Interesting lesson I learned a couple of weeks ago. Although daylight minutes continue to decline up until today, starting around 12/13, we started adding a minute of daylight in the afternoon. I'd always thought that both sunrise and sunset didn't add daylight minutes until the solstice. But yea, we've added three minutes of sunlight at the end of the day since 12/13.

We had a whopper of a storm on Monday. There's an observatory about ten miles from where we live that registered a 90-mile an hour wind gust! We were at our house under renovation Monday morning and saw a HUGE pine tree at the fence line in our backyard neighbor's yard fall over. It took out the fence, but it was a fence we'd already been in discussion with the neighbor about to split the cost of replacing this spring/summer. H is having lunch with him tomorrow; he's a really nice guy. In MA, there's a really strange law that, if a tree in someone else's yard falls in your yard, it's your responsibility to remove it. So I guess we'll see if we want to make an insurance claim. The neighbor has already started to cut it up with his chain saw.

Monday as I was driving around, I hit so many detours due to trees or power lines being down. Our daughter (who lives in what will be the same neighborhood as us when we move next month) lost power Monday morning (the whole neighborhood lost power) and it didn't come back on until 1AM yesterday, so she and our grandson (and their dog) stayed with us in our apt Monday and Tuesday nights. She had throw out everything in their refrigerator. If this storm had come a month later, we would have been fine. We will have a backup generator powered by propane tanks, so we would have been fine.

Oh, well, next major storm!

Me: BWHim: WHMarried - 30+ yearsTwo adult daughters1st affair: 2005-20072nd-4th affairs: 2016-2017Many assessments/polygraph: no sex addictionStatus: R

posts: 1361   ·   registered: Jan. 10th, 2018   ·   location: New England
id 8818985
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SacredSoul33 ( member #83038) posted at 6:46 PM on Thursday, December 21st, 2023

In MA, there's a really strange law that, if a tree in someone else's yard falls in your yard, it's your responsibility to remove it. So I guess we'll see if we want to make an insurance claim. The neighbor has already started to cut it up with his chain saw.

Insurance agent here. grin That's pretty standard. Unless the neighbor knew that the tree was rotten and in danger of falling, they're not liable for the damage or removal. It would be neighborly for them to help you, but they're not required to. Sounds like you have a good relationship with him, though, so I bet he will!

I always advise my customers to make sure that they'll get something out of it before they file a claim. Fences are typically insured on an actual cash value basis (replacement cost less depreciation.) Since it was old, you likely won't get much from your insurance company for it, especially since you'd have to pay the deductible first. It's possible - rare, but possible - that you have replacement cost coverage on your fence, though. And you might have limited coverage for removing the tree. I recommend that you call your agent and inquire about what kind of coverage you have. Don't call the insurance company directly unless you're ready to file. Even inquiring can cause them to open a claim, and if you're not going to get paid on it, you don't want a claim on your record.

Remove the "I want you to like me" sticker from your forehead and place it on the mirror, where it belongs. ~ Susan Jeffers

Your nervous system will always choose a familiar hell over an unfamiliar heaven.

posts: 1479   ·   registered: Mar. 10th, 2023
id 8818993
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tushnurse ( member #21101) posted at 7:26 PM on Thursday, December 21st, 2023

This is a wonderful day.
I truly am effected by lack of sunshine and daylight. So this is always a happy day for me.

Come on springtime!

Me: FBSHim: FWSKids: 23 & 27 Married for 32 years now, was 16 at the time.D-Day Sept 26 2008R'd in about 2 years. Old Vet now.

posts: 20253   ·   registered: Oct. 1st, 2008   ·   location: St. Louis
id 8818998
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Shehawk ( member #68741) posted at 7:33 PM on Thursday, December 21st, 2023

So happy we are on the upswing!!

"It's a slow fade...when you give yourself away" so don't do it!

posts: 1737   ·   registered: Nov. 5th, 2018   ·   location: US
id 8819001
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 number4 (original poster member #62204) posted at 11:06 PM on Thursday, December 21st, 2023

Unless the neighbor knew that the tree was rotten and in danger of falling, they're not liable for the damage or removal.

He did make a comment to H that he knew squirrels (?) had burrowed out part of the tree, making it susceptible. I wonder how this will all play out tomorrow. But again, these are new neighbors and we don't want to get off on the wrong foot.

Me: BWHim: WHMarried - 30+ yearsTwo adult daughters1st affair: 2005-20072nd-4th affairs: 2016-2017Many assessments/polygraph: no sex addictionStatus: R

posts: 1361   ·   registered: Jan. 10th, 2018   ·   location: New England
id 8819031
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Jeaniegirl ( member #6370) posted at 7:21 AM on Friday, December 22nd, 2023

Like Tushnurse, I crave the sun and always dread the early darkness of winter.

I look forward to Spring every year.

"Because I deserve better"

posts: 3731   ·   registered: Feb. 1st, 2005
id 8819063
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BearlyBreathing ( member #55075) posted at 5:55 PM on Friday, December 22nd, 2023

I also am rejoicing the longer days, but I am counting down the days to March 10 when daylight saving time starts again. I live for the sunshine! 🌞

Me: BS 57 (49 on d-day)Him: *who cares ;-) *. D-Day 8/15/2016 LTA. Kinda liking my new life :-)

**horrible typist, lots of edits to correct. :-/ **

posts: 6159   ·   registered: Sep. 10th, 2016   ·   location: Northern CA
id 8819210
Topic is Sleeping.
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